While developing a customized financial program, we will walk you through a step-by-step process that will help make you feel confident in your decisions.

Once your goals have been established, we will customize appropriate strategies to suit your vision and objectives. We can help you execute a sound financial program utilizing the following products and services:


 Investment analysis

Identifying capital, contribution and return requirements to meet objectives

Building cash reserves

Educating on alternatives pros/cons

Asset allocation: attempting to reduce risk/enhance rate of return by balancing assets*

Risk management planning

Helping clients with a game plan for premature death

Reviewing current insurance

Retirement planning

Dealing with lump-sum distributions

Projecting early or late retirement

Income-generating strategies

Minimizing tax liabilities

Investment products

Money markets

Treasury bills, notes and bonds


Bonds (taxable and tax-free)

Mutual funds

Real estate investment trusts (REITs)

Annuities (fixed and variable)


529 plans

Insurance products

Individual and group life (term, fixed/variable, universal)

Group and individual health

Long-term care

Auto & Homeowners 



*Using asset allocation as part of your investment strategy neither assures nor guarantees better performance and cannot protect against loss in declining markets.